Every true waterfront listing on Tims Ford Lake, live from the MLS — the homes where your own land meets the water, filtered out from lake-access and view-only homes. On waterfront, the dock, the shoreline, and the depth at winter pool matter more than square footage.
Jon Smith · Real Broker · 5.0 on Google (22 reviews) · RENE-certified negotiator
Search & filter waterfront listings →Waterfront is priced by the water — depth, dock, permit status, protection, and orientation — far more than by the house.
| Tier | What tends to define it |
|---|---|
| Entry waterfront | Smaller or older homes on frontage that may be steeper, shallower at winter pool, or without a fully transferable dock. |
| Core dockable | Usable, permitted dock (or clear dock potential) with reasonable depth — where most waterfront buyers land. |
| Premium deep-water | Deep water at winter pool, favorable orientation, newer home, strong dock — top of the lake. |
| Waterfront land | No house yet — frontage quality and dock eligibility matter most. Lake lots → |
Two facts decide most waterfront purchases: not all waterfront is eligible for a dock, and a dock permit does not automatically transfer when the property sells — the new owner must apply to TVA within 60 days of closing. Treat "it has a dock" as the start of diligence, not the end.
Confirm dock age, flotation, anchoring, and permit status. Ask what the water does at winter pool — some docks that float in July sit high and dry by February. Walk the shoreline at low water when you can.
Lenders scrutinize lake property; flood insurance may apply. Most lake homes run on septic — verify system condition and permit. This is general guidance; verify specifics with TVA, the county, your lender, and your insurer.
Good dockable waterfront is genuinely scarce and more seasonal than in-town inventory. For active counts and days on market, use the stat bar above, the all-lake homes spoke, and the market report.
No. TVA controls the shoreline under Section 26a. Not all waterfront land is dock-eligible, and permits do not transfer automatically — the new owner must apply within 60 days of closing. I help confirm dock eligibility and permit status with TVA before you write an offer.
Waterfront means your land meets the lake — priced on the water itself. Lake-access means a right to reach it off-water. This page is filtered to true waterfront; the three-way breakdown lives on the Tims Ford Lake hub, and the mixed grid is on all lake homes.
Yes. Docks, piers, and shoreline structures require a TVA Section 26a permit — whether building new or taking ownership of an existing dock. Verify current requirements for any specific address with TVA's Public Land Information Center.
Tell me how you'll use the water, and I'll match you to the right waterfront listings and handle the TVA diligence a portal can't.