Every active home for sale in Tullahoma, TN — straight from the local MLS and refreshed daily, not a stale portal feed. Filter by price, beds, or the must-haves that matter (acreage, a pool, one level, no HOA), and I'll help you move the moment the right one lands.
Jon Smith · Real Broker · 5.0 on Google (22 reviews) · RENE-certified negotiator
Search & filter Tullahoma listings →Quick routes to the searches buyers ask for most:
Most buyers start with a number, so here's the honest read on each band — then jump straight to those homes. (For the street-by-street version, the neighborhood guide has it.)
| Budget | What it typically buys | Jump to |
|---|---|---|
| Under $250K | Older bungalows, smaller brick ranches, condos, and fixers — first-home and investor range. | Homes under $250K → |
| $250K–$300K | The market's core: updated 3-bed ranches and tidy mid-century homes. | Homes under $300K → |
| $300K–$500K | Larger family homes and newer construction; some with a pool or a little land. | Homes under $500K → |
| $500K+ | Executive homes, real acreage, and properties out toward Tims Ford Lake. | Homes with acreage → |
Everyday buyer activity clusters between about $200K and $450K, and the entry-level end moves fast — set an alert so you're not hearing about those a week late.
Shortest base commute is the south and east sides — Tara Estates, Lake Hills, and the Country Club Drive area. Homes near Arnold AFB →
Want a yard, a shop, or a mini-farm? Acreage and land pick up just outside the city core. Acreage → · Land →
Older bungalows and brick ranches near downtown, shops, and schools — the best value in town. Neighborhood guide →
The portals all show roughly the same feed. What they can't do is get you into the right house first and protect you once you're under contract.
Real-time MLS alerts, plus a heads-up on coming-soon and off-market homes before they hit Zillow.
I work these streets — which mid-century ranches have the good bones, where you're on city sewer vs. septic, which pockets to check for flood risk.
RENE-certified negotiation for your bottom line, local VA/USDA/THDA lender intros, and inspections coordinated through closing. See reviews & results →
More paths than most buyers realize. VA loans are big here thanks to Arnold AFB — zero down for eligible service members and veterans. USDA Rural Development loans cover a lot of homes just outside Tullahoma's city core with 100% financing; Coffee County has funded roughly 931 USDA loans, and over 75% went to first-time buyers, with 2026 income limits around $119,850 for a one-to-four-person household. Tennessee's THDA "Great Choice" program adds down-payment assistance for first-time, repeat, and military buyers, and FHA and conventional round out the options. Two tips: confirm the exact address on the USDA eligibility map before you count on it, and talk to a local lender early — I'm glad to introduce a few I trust.
Usually not. Most of Tullahoma's established neighborhoods have no homeowners association and no monthly dues — a quiet perk of buying in an older, built-out town. A handful of newer subdivisions do carry an HOA for shared amenities or common-area upkeep, so check the specific listing. If avoiding fees is a priority, filter straight to no-HOA homes.
Because many Tullahoma homes were built mid-century or earlier, focus the inspection on the expensive systems: HVAC and roof age, the electrical panel, and any moisture in crawlspaces or foundations. Buying outside the city? Confirm whether it's on a well and septic system and get both inspected. Tennessee has areas with elevated radon, so a radon test is cheap insurance. None of this should scare you off an older home — they're often built better than new ones — it just tells you where to look. I line up inspectors for my buyers and read the reports so nothing slips through.
Send me your must-haves and I'll set up a live search — plus first dibs on new listings before they spread to the portals.