Estill Springs, TN · Franklin County · Tims Ford Lake

Estill Springs Real Estate

75Active listingsHomes for sale right now, live from the MLS.
$444,900Median list priceWhat sellers are asking across active homes.
82Median days on marketHow fast well-priced homes go under contract.
2New this weekFresh listings added in the last 7 days.

I'm Jon Smith, a local Realtor with Real Broker, and this is the straight read on Estill Springs — a small Franklin County town that sits right at the head of Tims Ford Lake, about ten minutes from Tullahoma. Pick a collection below or search everything, and lean on me for the local detail a portal or a directory page can't give you.

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Buying in Estill Springs

See every active home on the local MLS, then narrow by budget, in-town vs. lake access, or acreage.

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Selling in Estill Springs

Get a comp-based value on your home — not an algorithm's guess — with a plan built to net you more.

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Tims Ford Lake gateway

Here's what makes Estill Springs different from the rest of the lake: it sits at the upstream, headwaters end of Tims Ford Lake, on the north side of the Elk River where the river widens into the reservoir — so the town has its own lakefront, a public boat ramp, and a town park with a walking trail right on the water. For most buyers who look here, the lake is the whole reason. I keep the full Tims Ford picture on one page rather than repeating it everywhere.

Read the full Tims Ford Lake guide →

Estill Springs guides and resources

The Estill Springs market, in plain terms

The Estill Springs market

Estill Springs is a small town — a little under 2,700 people at the last count — in northern Franklin County, and its whole identity comes from one thing: it sits at the head of Tims Ford Lake. The Elk River runs along the south side of town and widens into the reservoir right there, which is why "Estill," as locals call it, has its own lakefront, a public boat ramp, and a town park and walking trail on the water. That gives a town this small a wider range of homes and prices than you'd expect — modest houses on the in-town streets on one end, and waterfront properties that run well into seven figures on the other. I keep the read deliberately qualitative, because in a market this small a couple of lakefront listings can swing any "median" the portals quote.

Who buys in Estill Springs

The buyers I work with here fall into a few clear camps. First and largest are lake buyers — second-home, retirement, and remote-work buyers who want Tims Ford access at the quieter, upstream end of the lake. Second are Tullahoma-adjacent buyers — Estill is only about eight miles down US-41A from Tullahoma. Third are locals and retirees who want the small-town pace and Tennessee's no-income-tax math.

In-town vs. lake access

More than a price band, the first real decision in Estill Springs is in-town or on the water. In-town Estill is the more affordable, more predictable side. Lake-access and waterfront homes are their own animal — pricing depends heavily on whether a property is true dockable waterfront, has deeded lake access, or is simply nearby. Compare within the right bucket — browse all listings to start.

Schools, taxes, and where Estill fits

Homes here are served by Franklin County Schools — not Tullahoma City Schools, even though Tullahoma is just up the road. Tennessee has no state income tax and Franklin County's property tax is modest by national standards. Start with a home value report if you're selling, or browse homes for sale if you're buying. Compare Franklin County real estate, Winchester, or Tullahoma.

Know the real number

In a small, lake-weighted market, a town-wide median hides more than it shows. I price to your band and your side of the lake line, using live comps — start with a home value report.

In-town or on the water

The first fork here isn't price, it's whether you want to be in town or with Tims Ford access at the head of the lake. Browse all listings.

Move with a plan

Buying or selling, you get a step-by-step plan and weekly updates. Talk with Jon.

Estill Springs & the head of the lake

Small-town homes plus lake-access and waterfront at the upstream end of Tims Ford. See Tims Ford access →

Tullahoma & Winchester next door

Buyers often compare Estill against the bigger city up the road and the county seat down it. Tullahoma real estate → · Winchester real estate →

Estill Springs real estate FAQ

What county is Estill Springs, TN in?

Estill Springs is in Franklin County, in southern Middle Tennessee — the same county as Winchester, the county seat, which sits about six miles south. It's a small town of a little under 2,700 people, and it sits at the upstream end of Tims Ford Lake. Homes in Estill Springs are served by Franklin County Schools (not Tullahoma City Schools, even though Tullahoma is only about eight miles up US-41A).

Is Estill Springs, TN good for lake buyers?

It's one of the better-kept secrets on Tims Ford. Estill Springs sits at the head of the lake, so the town has its own lakefront, a public boat ramp, and a park and walking trail on the water — and it tends to be quieter than the busier main-body areas near Winchester. Browse Estill Springs homes for sale to start.

Estill Springs vs. Winchester — how do they compare?

They're neighbors, six miles apart, and they draw different buyers. Winchester is the county seat — bigger, with more shopping and services, and lake frontage on the main body of Tims Ford. Estill Springs is much smaller and quieter, sits at the upstream head of the lake, and appeals to buyers who want small-town pace and lake access without the county-seat bustle. Compare Winchester real estate to see the other side.

Ready to make a move in Estill Springs?

Chasing a spot at the head of Tims Ford, looking for a quieter small town near Tullahoma, or selling an Estill Springs home — I'll give you a straight read on the market and a plan that fits.

Estill Springs Subdivisions
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Bonner Estates Taf Estates Sec V Aubrey Peters Countryside Estates Countryside Estates Phase 1 Duncantown Acres Flower Point Green Acres Hasty Hills Sub Hickory Hill Peninsula Highland Acres Highland Rdge Cbn Sts Highland Rdge Cbn Sts Ph 2 Highland Woods Ph I Hillwood Estates Kim Donna Est Nash Estates Northlake Est Ph I Northlake Estates Ph 1 ORE Realty LLC/AEDC Lakeview Rd Pine View Peninsula Pleasant Grove Roberts SD Rock Creek Est Rock Creek West Safehaven S/D Ph I Taylor Creek West Watersedge Est Phase I Watersedge S/D Ph II Westwood Shores Westwood Shores Ph II Wild Geese Landing

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